5-Year-Old Provides Classmates With Milk Money

If we are born inherently good, we see the best of it in our kids. Thanks to technology, children of all ages have been raising funds for various causes. In just a little over a month, kids have pooled money for deaf communities and Puerto Ricans in need. In rural Michigan, another kindergartener is stepping into the charitable spotlight, raising $5,000 for her classmates’ milk funds.

Sunshine has 20 classmates, and about half can’t afford milk. Milk costs 45 cents per carton, so Sunshine would need $800 to buy her classmates milk every day for one school year.

Initially, the cheery, pigtailed 5-year-old donated $30 of piggy bank money to a friend. Impressed by her initiative, Sunshine’s grandmother Jackie Oelfke decided to help her crowdfund. Naturally, this prompted the pair to set up a GoFundMe page.

Her GoFundMe campaign has been going for ten days so far, and today it surpassed its $5,000 goal — enough to give her classmates milk money until they’re well into the fourth grade.

It seems Sunshine is filling both her classmates’ pockets and tummies!

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Students Help Sub Pay For Wife’s Cataract Surgery

For many in need of a financial boost, GoFundMe has been a great resource for campaigning. Cops have used it to sponsor a sterling student’s college tuition. A deaf boy has used it to provide hearing aids for other deaf children. For teens at Champlin Park High School, it was instrumental to helping substitute teacher Walter Erickson pay for his wife’s surgery.

“He’s just impacted so many of our lives in amazing ways,” said Katie Blodgett, a senior at Champlin Park. “He’s the kind of substitute teacher where he connects with us more on a personal level and he obviously loves what he does and that makes it more encouraging for us to learn.”

Erickson had been saving up to shoulder his wife’s cataract surgery and dental care, thus choosing not to retire. Initially, students aimed to raise $500 and ended up exceeding their goal by $13,405. Erickson’s wife was pleasantly surprised, to say the least.

“When I told my wife about this last Friday, she said, ‘Who are these girls? What kind of parents do they have that they could be so caring and compassionate?’”

Though the eighty-year-old has no plans to retire anytime soon, the extra cash should come in handy.

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Cops Help Teen Replace Stolen College Money

In the midst of an increasingly problematic society, there are a few hidden gems among the wreckage. Among them is 5-year-old Cassie Gee, who paints for charity. Another is Katryna Robinson, who donates hotel toiletries to the homeless. But police officers at El Segundo are the cherry on top after helping a high school teen crowdfund her stolen college money.

“We started talking and we said, ‘She’s a valedictorian, a really good kid, she’s done everything right in her life, why don’t we set up something so the El Segundo community can help her?’” said Officer Joe Cameron, union president.

Cops set up a GoFundMe page in an attempt to retrieve the $2,000 student Kristin Villanueva had saved. In just a few days, the page had pooled nearly $5,000. It’s an impressive feat, seeing as how the most successful GoFundMe campaigns are for dogs.

“From El Segundo employees to El Segundo residents, everyone pitched in. Community support like this is why I’m proud to be the president of this association and serve this amazing community.”

Villanueva’s newly-raised funds are going to cover her tuition for a bachelor’s degree in engineering.

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Finance Budgeting 101 For Fresh Grads

Let’s be real. Finance budgeting when you’re a fresh university graduate is not anyone’s strong suit. Stepping into the real world often entails instant noodles and being perpetually broke. Of course, this isn’t to say that young adults can’t learn how to spend wisely.

Before making any plans, it’s most important to figure out your money goals. Where do you want your money to go? What is valuable to you? In university, money probably meant restocking your dorm with essentials and having enough for a night out. With independence comes a change in priorities. There are a lot of things to consider that are no longer your parents’ responsibility.

While outlining a budget may seem simple enough, there is always room to educate yourself. Resources on personal financing are available on pretty much any platform — whether as a YouTube video, article, or book. Collate as many tips as you can and see what money-saving methods can potentially work best for you.

At this point, you’re a step closer to actual budgeting, but not before setting short and long-term objectives. Think about what you are saving for in the next few months to the next few years. In terms of immediate goals, are you looking to purchase a car or perhaps fund an apartment? In the long run, do you picture yourself having children? The future can be unpredictable, but knowing what you want, even a decade early, is a good source of motivation.

Now for a long-awaited moment — making a budget. Understand your cash inflow and outflow. Know where your money needs to go and how much. Online tools can help paint a clearer picture on how much to set aside for rent, transportation, food, leisure, health, and everything else. Be specific, as you are basing this on a monthly income.

Insure what you can. As a fresh graduate, insurance may seem frivolous, or something you simply can’t afford at the moment. But when hospital bills start rolling in, you’ll thank yourself for being insured. If your job doesn’t offer such benefits, consider self-insuring. Either way, seriously consider plans with good coverage.

Because adults have them, you’ll probably also want to apply for a credit card. Doing so will allow banks to grant you credit scores (if you’re a smart spender) and, in turn, make you eligible for loans. In order to keep up appearances, you’ll want to always pay your bills on time and avoid being indebted whenever possible.

On the occasion you have extra money to spend, treating yourself is tempting. By all means, you should do so — but within your financial capacity. Remember to always prioritize. Spend in cash because it is easier to remain disciplined. You can’t see what you are spending on a credit card. Limit yourself and ask: do I really need this? If you can live without something, don’t purchase it.

Money is not always fun, especially when you are lacking it. But being smart about it makes everything a lot easier. Bidding a sheltered college life goodbye may seem incredibly daunting, but experiencing a smooth transition into the working world is always possible. Generally, hard work and research always pays off.

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When Superstars Give Back: Charity Benefit Concerts

When tragedy strikes, most everyone is eager to help. Experienced philanthropists and those with expertise in rebuilding communities are equipped to handle such situations. But what about those part of the world’s entertainment industries? Celebrities such as Elton John, Ellen DeGeneres, and George Clooney have been known to endorse a number of charities–but it seems music superstars want in on the goodwill too. Here are some of the biggest benefit concerts held throughout the years.

Broadway for Orlando:

“In the case of charitable endeavors, you want to know that it’s doing good,”

Concert for Bangladesh:

The… concerts raised close to $250,000 US, but the subsequent album and video recordings of the show eventually boosted the donation to approximately $12 million US.

And most recently, One Love Manchester:

One Love Manchester Emergency Fund, created by Manchester City Council and the British Red Cross to support victims and their families, “help alleviate suffering and ensure [they] do not face short-term financial difficulties.”

However, not all charity concerts see success to its end. The Concert for Bangladesh encountered issues with the Internal Revenue Service after failing to properly communicate with UNICEF while the Hope For Haiti funds (which pledged over $9 billion) were ultimately mishandled and lost.

While I am no expert in the politics of major charitable foundations, smaller-scale fundraisers should turn to goal-setting to monitor where exactly donations go.

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